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Results. Debt-to-income ratios for all selected wellness professions leave out medicine true dentistry houston tx exceeded 100%. For physicians, debt-to-income ratios ranged from 89% to 95%. On average, physicians (-0.3 percentage point) and optometrists (-0.5 portion target ) had negative changes in their debt-to-income ratios from 2010 to 2016. Average increases per year atomic number 49 debt-to-income ratio of veterinarians, pharmacists, and dentists were 5.5, 5.7, and 6.0 percentage points, severally. From 2010 to 2016, dentists had the largest average out step-up per twelvemonth indium debt ($10,525), piece physicians had the largest average out step-up per twelvemonth in income ($6667) and antiophthalmic factor minimal average out debt increase per year ($5436). Pharmacists had the second largest average out step-up per yr atomic number 49 debt ($8356).